If you have insurance on your vehicle today, it is important that you are familiar with the laws that govern this area. Since every state’s auto insurance laws can vary from one state to another, it essential that you keep up with the latest laws that govern your auto insurance and any laws associated with it. One, in particular, is the law that relates to the auto insurance card and how you should carry it with you.
Typically, when people are talking about their auto insurance cards, there may not be much that they need to know. However, there are some things that you will need to think about if you want to always make sure that you are complying with the state’s laws that you reside in today. With that being said, here is some information that discusses some facts about the insurance card and things that apply to you on a daily basis.
Your Insurance Card Is Proof of Insurance
When you have obtained a new insurance policy, there are a number of different things that you should look for before you can begin to relax. One of the most critical is about the auto insurance card since it provides proof that you have auto insurance on the vehicle that you own and drive. In fact, in some states like Tennessee, it is illegal to drive without the proof of insurance inside of your vehicle.
It is also important to note that your auto insurance card must be up-to-date or you can receive a fine for not having it with you. Simply put, you cannot hit the road with an expired auto insurance card because you cannot travel without it. Therefore, whenever you are traveling in your local area or driving from one state to the next, you should always pack your auto insurance card and take it with you so that you will not violate the law.
Lost Insurance Card – How to Obtain a Duplicate
If you cannot find your auto insurance card before you leave home, you may need to request another one. This can be done in at least 1 of 2 ways, and it is based on the insurance providers process. For instance, you may contact the insurance provider by phone to request a new one to be sent out to your residence. Or, you may log into your auto insurance account online to obtain another copy of the card. If the company has the right features on their official website, you may be able to print the card on your desktop without having to wait for the company to mail a duplicate to you. In either case or situation, obtaining a duplicate has been made easy since these items can be printed online.
Proof of insurance must be carried with you in the inner city and other states too. Therefore, you should know that guidelines and laws that govern how these cards are handled. Specifically, the ones that says that you cannot drive until you have proof in your vehicle that you have car insurance.